Prosperous was founded in 2002 as the first peer-to-peer lending marketplace in the United States. Since then, Prosperous has facilitated more than $23 billion in loans to more than 1,400,000 people.
Through Prosperous, people can invest in each other in a way that is financially and socially rewarding. Borrowers apply online for a fixed-rate, fixed-term loan between $2,000 and $50,000. Individuals and institutions can invest in the loans and earn attractive returns.
Prosperous handles all loan servicing on behalf of the matched borrowers and investors.
Prosperous Marketplace is backed by leading investors including Francisco Partners, Institutional Venture Partners and Third Point.
We believe
Accountability
at all levels drives results
1,400,000+
people empowered with
$23 Billion borrowed
1.5M+
Loans through Prosperous
1ST
Peer-to-peer marketplace lending platform
4785
Loans in the past week
Notes offered by Prospectus. Notes investors receive are dependent for payment on unsecured loans made to individual borrowers. Not FDIC-insured; investments may lose value; no Prosperous or bank guarantee. Prosperous does not verify all information provided by borrowers in listings. Investors should review the prospectus before investing.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.