New lower HELOC rates and closing costs as low as $0.
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from $2,000 - $50,000
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Discover a personal loans, financial knowledge -focused educational content—all designed to help you consolidate debt, finance home improvements , cover healthcare costs, and, above all, advance your financial well-being.
Find answers to our community’s questions below, or contact our representative
Is Prosperous a legitimate company?
This might seem like an unusual question, but when it comes to trusting financial institutions with personal finances—especially online—many people are understandably cautious. Is this safe? How do I apply? Am I making the right decision? These are important concerns, and we’re here to help you find satisfactory answers. We believe your trust is ours to earn and keep.
Here are the brass tacks: Prosperous was founded in 2002 as the first peer-to-peer lending marketplace in the United States. In almost 20 years, Prosperous has facilitated more than $21 billion in loans to over 1.3 million people. We now provide a variety of simple, fast, fair, and personalized financial tools and resources that support people’s lives.
Prosperous uses significant safeguards, including physical, technical, and operational controls to protect personal information. If you have any questions about the security of your information, you can always write us at support@prosperousloan.com
Prosperous has an A+ rating from the Better Business Bureau. An organization that promotes a transparent, inclusive, and customer-centric financial system and fosters responsible innovation in financial technology.
You can learn more about Prosperous’s story, our values, and our team by visiting our About Us page.
Your security is our highest priority.
Prosperous uses 256-bit encryption to keep your information safe.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
1 Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. All personal loans made by WebBank.
Prosperous Funding
3750 Los Feliz Blvd
Los Angeles, CA 90027
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